Are you someone at the top of your game professionally, but you lack time or interest in the details of money management? Do you feel like that there is more that you could be doing with your money? Are you suffering from information overload from the media? This blog is designed to help you focus […]
How are you feeling about your retirement savings? Your perception of the value of your accounts might be off. Have you thought about the effect of inflation on the future value of those funds? This post will help you understand the implications of inflation, with some suggestions on how to factor that into your plans […]
A Lesson From Goldilocks on Withholding from Your Paycheck – Not Too Much, Not Too Little, Just the Right Amount
Are you confused by how much to withhold from your paycheck for income taxes? You want a reasonably accurate estimate so that you reduce the possibility for tax penalties and maximize your take-home pay. What follows are the basics with some tips to help you check and adjust your withholding if necessary. What is Withholding? […]
Making financial decisions can be complicated. Don’t you wish there was a way to simplify the process? The website bankrate.com has a number of calculators that will take the guesswork out of those decisions. Of course, most choices aren’t purely based on money. It’s up to you to weigh the numbers in the context of your […]
You don’t have to resort to an offshore bank account to reduce your tax liability. Did you know that your work retirement plan is one of the simplest and most common tax shelters for your money? In addition, you may be able to contribute funds to a retirement fund set up outside of work. This […]
You have saved enough money for a down payment for a house and know that you can afford to buy. Is this the best use of your money? In addition to looking at the hard numbers, you need to examine your feelings about home ownership. There are plenty of online “rent vs buy” calculators. What […]
How much should you contribute to your 401(k) plan? Are you overwhelmed by the investment selections for your retirement plan? These questions can be crippling. To quote the French philosopher Voltaire “The perfect is the enemy of the good” (“Le mieux est l’ennemi du bien”). The sooner you start contributing, the more time your money will […]
You are getting ready to list your house for sale. Vase of flowers on the kitchen counter, fresh paint, stacks of magazines and mail out of sight. You are doing a great job maximizing the appeal and potential sale price of your home. The other strategy to earn the most from your home sale is […]
You are thinking about a change in career. Maybe it’s because you work in a fast-paced field, like high-tech, and are concerned about your long-term employment prospects. Or you’re burnt out and would like to explore other options. It can be a daunting prospect making a change, especially in the San Francisco Bay area with […]
What if you had to build a portfolio from individual stocks for your 401(k) plan or other investment accounts? Would you have the time and interest to research the financials and outlook for specific companies? That’s what investing used to be like before mutual funds came along. What follows is a primer on the evolving […]
I am a CERTIFIED FINANCIAL PLANNER TM at SAS Financial Advisors, LLC in San Francisco. I also have a Ph.D. in Neurobiology and am a former research scientist.
- Laura Tanner, Ph.D, CFP®: Hi Jim, Thanks for your comments. This article f...
- Jim Havice, Jr.: This is a great article. As a matter of fact, I ag...
- Home Sweet Home – Should You Buy or Rent? | CIF Blog: […] Original. […]...
- 401(k) plans: Stop worrying and just start investing | News Stories Today: […] classes using low-cost funds. The sim...
- Contributing to Your Work Retirement Plan: Time is on Your Side | NerdWallet's Money-Saving Tips: […] the investment choices of your 401(k) pl...
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